Effective Date: 08/12/2025
Last Updated: 08/12/2025
Karen Schwan – Better Homes & Gardens Real Estate, Main Street Properties
1313 Creighton Road, Pensacola, FL 32504
Phone: +1-760-473-7172
Email: karen@karenschwan.com
1. Acceptance of Terms
By accessing or using our website, services, or communications (“Services”), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, you must discontinue use immediately.
2. Use of the Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You may not:
- Use the Services for any unlawful, fraudulent, or harmful purpose.
- Interfere with the operation of the Services or attempt unauthorized access to systems.
- Copy, distribute, or modify website content without prior written permission.
3. Real Estate & MLS Data
Our Services may include property listings and market data from Multiple Listing Service (MLS) sources and other third parties.
- Accuracy Not Guaranteed: While we strive to provide accurate information, we make no warranties about the completeness, accuracy, or reliability of MLS or other property data.
- Availability: Listings may be modified, withdrawn, or sold at any time without notice.
- Licensing: Karen Schwan is a licensed Florida real estate sales associate with Better Homes & Gardens Real Estate – Main Street Properties.
4. Accessibility
We are committed to making our Services accessible to everyone, including individuals with disabilities.
- Standards: We aim to follow WCAG 2.1 AA guidelines to ensure accessibility of our website and online materials.
- Requests & Feedback: If you have difficulty accessing any part of our Services, contact us at karen@karenschwan.com or +1-760-473-7172. We will make reasonable efforts to provide the information you need in an accessible format.
5. Intellectual Property
All text, graphics, logos, images, and other content are the property of Karen Schwan, Better Homes & Gardens Real Estate – Main Street Properties, or licensed third parties, and are protected by U.S. and international intellectual property laws. Unauthorized use is prohibited.
6. Third-Party Links & Services
Our Services may include links to third-party websites or tools. We are not responsible for the content, policies, or practices of those third parties.
7. No Legal, Financial, or Tax Advice
All content is provided for general informational purposes only. You should consult licensed professionals before making any real estate, legal, financial, or tax decisions.
8. Limitation of Liability
To the fullest extent permitted by law, Karen Schwan, Better Homes & Gardens Real Estate – Main Street Properties, and their affiliates are not liable for any damages arising from your use of the Services, including errors, omissions, interruptions, or data loss.
9. Indemnification
You agree to indemnify, defend, and hold harmless Karen Schwan, Better Homes & Gardens Real Estate – Main Street Properties, and affiliates from any claims, damages, or expenses resulting from your violation of these Terms or misuse of the Services.
10. California Consumer Notice
In accordance with California Civil Code §1789.3, California residents are entitled to the following consumer rights notice:
- Fees & Charges: We do not impose recurring charges for simply accessing our website. Any transaction-related costs will be disclosed before purchase or contract signing.
- Complaints: You may contact us at karen@karenschwan.com or +1-760-473-7172 with questions or complaints.
- California Department of Consumer Affairs:
Consumer Information Division
1625 North Market Blvd., Suite N 112, Sacramento, CA 95834
Phone: +1-800-952-5210
Website: www.dca.ca.gov
11. California Privacy Rights
If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights regarding your personal information, including:
- The right to know what personal information we collect and how we use it.
- The right to request deletion of your personal data, subject to exceptions.
- The right to opt out of the sale or sharing of personal information (note: we do not sell your personal data).
For details, see our Privacy Policy.
12. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. If you access the Services from outside Florida, you are responsible for compliance with local laws.
13. Changes to These Terms
We may update these Terms at any time, and changes will be effective upon posting to our website. Continued use after updates constitutes acceptance.
14. Contact Us
For questions about these Terms:
Karen Schwan – Better Homes & Gardens Real Estate, Main Street Properties
1313 Creighton Road, Pensacola, FL 32504
Phone: +1-760-473-7172
Email: karen@karenschwan.com